Adaptu is an online money management system. The site is read only so the user’s money never moves from accounts. It is also protected by McAfee, VeriSign and Truste. The user can link their financial accounts to Adaptu to keep track of account status and totals. Online budgeting tools are built in so the user can plan spending and income effectively. Investment views are presented as colorful pie charts so the user can easily digest the information. The user can monitor 401k accounts and IRA accounts in one place. Adaptu also provides a monthly financial outlook presented on calendars so the user can see projected balances and transaction data. Users can also create watch lists on the Adaptu Market News page to follow daily stats and quotes.
Adaptu was launched in November of 2010. The application was designed to give internet users an easy way to manage their financial situation with informative resources, organizational tools and a community of experts. Adaptu is a subsidiary of StanCorp Financial Group Inc. So far Adaptu has earned high marks with reviewers and users who complemented the application’s detailed features and user friendly design.
Adaptu presents users with a helpful list of financial tools that work. Effective tools are not necessarily unique, especially considering the many other services that offer similar tools. They work well, so naturally the application would include them. The main difference some users will notice is that Adaptu does not charge for its services and offers users monthly projections that reveal when they might spend or save money.
Adaptu has adopted a deep, rich color scheme that favors browns, oranges and greens. The color palette keeps the design calm and relaxed. The layout is well-organized and feels professional. The application manages to create a friendly environment that helps users manage money more effectively. Anyone can easily learn how to use Adaptu’s features with only a few minutes of exploration and reading.
A new user can try Adaptu by clicking the green “Get Started for Free!” button found along the right side of the homepage. A pop up box appears and asks the user for a username, email address and password. After checking the terms and condition agreement box, the user can submit the form. The user must visit their email inbox to complete verification and sign in to the application.
Adaptu invites anyone who wants to manage their money to create an account. The service is intended for personal account management and does not charge a fee for its services. All users receive the same level of access to all current tools and features. The site notes that everything is free for now, but there may be features and services added later that will include a small fee.
Adaptu is a valuable tool for anyone who wants to control their cash flow and improve the way they save and spend. The application and provide detailed insight into how the user is spending and where they can improve. The application also lets users link directly to financial accounts so all totals are accurate. The service is very easy to learn, even if the user has little to no financial experience.